bad credit loans a scam?
I have bad credit (580-600). I would like to get a new car, however 2 years ago I faulted on a loan, and had my car repossessed. I see online there are plenty of companies offering "Bad Credit Auto Loans" how-ever I'm afraid these companies will openly share my information to other companies to help pay for their "risk" on the loan, or give me a super high interest rate. Should I even try with these companies? Or does anyone recommend a low credit score loan company that will allow a large percentage down payment loan. I'm planning on putting nearly 50% down, cash. Thank-you for any advice. Please no spam (like they're going to listen)
Well I'm not worried about the interest rate. I understand I'll be looking at +13% interest payment for a loan. How-ever I'm worried about getting denied by so many places that the pokes to my credit could keep me from getting a loan. I just see some places saying "1.8% interest on bad credit" loan..... Sound like a scam, are they really?
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