OK, i'm getting VERY discouraged!! I need some help! I'm applying for an auto loan, my first and i cant seem to get approved! I bought my first home last year with my fiance and its dragging me down (creditwise), They wont approve me because applying by myself somehow make me responsible for the entire house payment.... I would have my other half co-sign but his score is really bad and he has bad payment history... What should i do? My grandma said to try buying a brand new car cause they get anyone into them?! I dont know!!!!! Help!!

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