When financing a used car, and applying to register it, do I need the title or is it held by the lender?

I just bought a used car, and financed it through a credit union. Next, I need to get the license plates. I do not have the title, but I do have the "Application for Title." Does the credit union hold onto the title until I've paid off the loan, or do I need to somehow get the title in order to get my plates? I am in Missouri.

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