Nelson asked:

I am 19 years old. I have not started credit yet. I am looking at purchasing an $18,000 vehicle. I obviously need a co-signer, but what APR am I looking at?

Reply:

Hey alfred! Don't just cut and paste my answer from a question before!!! ;-)

Without credit history you drugs online will need a co-signer. BUT, how can we tell?

As alfred and I have both stated:

AND, why would you ask here? Go to your local credit union/bank and find out for yourself.

Without knowing more info, plan on between 6% and 20.99%. Yes, I'm being a smart a$$, but it's different for every one that walks in the door.

From your friendly Toyota Salesperson :)

 

Finance your car here onsite if you need help buying one of these beauties :)

 

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