Are online ads for bad credit auto loans legit?

Sunday, May 9th, 2010 at 04:31

Okay, I'm really out of options. Everything went bad at once and we're just stuck. Our credit is around 530, and yes, we have been working on paying stuff off. I started job hunting, to help pay more off sooner and get our credit cleaned up. Our van completely died. We looked into having it fixed, but the cost would be the same as getting a new used vehicle. It's old, and we'd already put a lot of money in it to keep it running. We have 4 kids, and the only vehicle we have is small truck that runs on good days. My husband uses it for work. The kids have dentist appts coming up that I have no way to take them to, and I have no way to go to job interviews. We live in a very small town, no buses, and no family around the area to help us with rides. I've tried Wells Fargo, the bank, some of the car dealerships, and turned down. Even if we could just a very small loan for the down payment at a buy here pay here lot would help. Are any of the online auto loan sites legit?